Management Committee

Sudeep Bhatia, Chief Finance Officer

Sudeep is a senior business leader from Banking and Financial Services industry, with over 18 years of rich experience in Business Development, Corporate Finance, Business Strategy, Mergers & Acquisitions, Investor Relations, Private Equity, Capital Raising, Financial Control, Taxation and Regulatory Matters.

He started his career with Deloitte and has garnered extensive experience, including several international assignments, during his success journey. He has performed in several key Senior Leadership, Executive Committee and Board positions with large conglomerates, banks and financial institutions including Macquarie, Tata Capital, Citi Bank, GE Capital, Unilever and Infrastructure Leasing & Financial Services.

Sudeep is a qualified Chartered Accountant, Cost Accountant and Certified Public Accountant from United States. He likes to invest his time reading professional and wisdom literature and follows an active lifestyle regime.

Tushar Chandorkar, Head – Sales

Professional with a 15+ years of experience in launching and managing retail asset finance products including Secured & Unsecured Loans in various organisations and has managed large teams across geographies through direct & indirect channels.

Previously with Bajaj Finance Ltd. based at Pune as Project Head - Mortgages managing Sales productivity & special projects for Loan Against Property. Extensive knowledge and rich experience in Channel Management, Debt Management, Sales & Distribution, Retail Asset Finance, NBFC Operations, large business Alliances.

Prior to Bajaj Finance, he has also worked with Tata AIA Life, American Express, HSBC, E-Serve and Coca-Cola in Sales & Collections. His exposure to diversified industries has helped him in formulating marketing strategy, development of an economic business case and execution of business plan. Hands-on experience in managing new business through key accounts & establishing strategic partnerships. Established credentials in handling various products like Business Loans, Personal Loans, Professional Loans, Loan Against Securities.

Tushar graduated from DAVV, Indore in 1998 and has a Master’s degree in International Business from Devi Ahilya University, Indore. He has also completed a Executive Program from IIM, Kolkata in Sales & Marketing in the year 2011.

He was a National level Football & Basketball player having represented in Madhya Pradesh.

Ashutosh Puntambekar, Head - Alternate Products

Ashutosh Puntambekar is a banking professional with around 14 years of work experience. He has previously worked with Axis Bank where he worked on various products/segments like Cash Management Services, Current Accounts and SME Banking Group. He was part of a team which set up the Business Banking Lending business in Pune and Rest of Maharashtra.

Ashutosh then worked with RBL Bank Ltd where he was instrumental in setting up the Commercial Banking (SME and Mid-Corp)business for the Pune region from scratch. He also had a two year stint with Mahindra & Mahindra earlier in his career.

Ashutosh is a commerce graduate from Pune University and is a PGDM from Symbiosis, Pune.

He was also a national level table tennis player having represented Maharashtra in various tournaments.

Suhas Gore, Head – Credit

Suhas Gore began his career with the Company as a fresher in December 1995. He has served EFL at senior positions in different parts of the country, handling various responsibilities. He is credited with the addition of many machine tool manufacturers to EFL's list of principals, including some of the top ones, and has developed new business verticals at EFL. With his immense field experience, he is always a part of the strategic decision making at EFL, and currently heads its credit department.

Suhas holds a B.Sc. (Physics) and an MBA (Finance).

Amit Gadre, Head - Operations, Admin & Accounts

After starting his career as a Financial Advisor & working in a broking firm for 4 years, Amit associated himself with EFL & since then he has handled multiple roles & responsibilities in the organisation, including Sales, Operations, Strategy, Accounts and Administration. Amit’s rich experience of over 24 years has contributed immensely to the growth of the company and today Amit heads multiple departments which include IT, Operations & Administration.

Amit has a M.Com and a Diploma in Financial Services, both from Pune University.

Being an ACE Table Tennis player, Amit has not only achieved accolades at the State & National level, but he also believes in passing on the skills to the younger generation & has coached more than 100 future champions.

Mr. Bharat Jaykar, Head – Recovery

A competent professional with over 27 years of rich and comprehensive experience in Credit Management, Collections & Recovery, Risk Management, Customer Relationship Management and Team Management.Having worked as the National Head – SME Loans at Manappuram Finance for overall resolution of Chronic cases (in his last assignment), Bharat comes with a rich experience of having held key positions in renowned organisations including HDFC Bank , Centurion Bank (erstwhile 20th Century Finance Ltd.), Weizmann Finance Ltd., Reliance Share & Stock Brokers & HDFC Ltd.

With hands on experience in managing the spectrum of activities encompassing, devising & implementing effective collection plans, Bharat brings in the proficiency towards building effective collections & recovery strategies.Being a B.A Graduate from Mumbai University, & apart from having a passion for collections, Bharat enjoys exploring new places, watching movies , Listening to Music and spending time with his friends and family.

Ashwini Shivram, Head - HR & CSR

Ashwini Shivram is a seasoned HR professional with more than ten years of experience in Human Resource Development and Management. She has wide-ranging industry experience, having worked in BFSI, manufacturing, service, and IT companies like Kalyani Steels, MINDA Industries, Paranjape Schemes & Supertech Solutions Ltd. Her key strengths include talent acquisition, performance management, succession planning, employee engagement, capability building and overall organizational development, and she is well-experienced in conceptualizing and implementing innovative HR practices in consultation with top management.

Ashwini holds a Master's Degree in HR and a Diploma in Training and Development.